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Personal Financing

Life doesn't always wait for your budget.

When important expenses come up, a Torpedo Personal Loan can give you the financial breathing room to handle them — without collateral.

Unsecured 3–24 Months Islandwide
TORPEDO LOANS
PERSONAL
Personal Financing
Unsecured loan application
READY
TO
APPLY
PERSONAL LOANS / 02

Money should solve problems.

Whether it is a medical expense, utility payment, home improvement or another personal responsibility, Torpedo Loans gives you another option when your available cash isn't enough.

What can your loan do?

Give the money a purpose.

Personal financing can help you manage expenses that matter — from the everyday responsibilities to the unexpected ones.

01

Medical Expenses

Help manage important medical expenses when they cannot wait.

02

Utility Payments

03

Home Improvements

04

Other Personal Expenses

Personal financing, without the collateral. A simpler way to approach life's expenses.
UNSECURED No collateral
3–24 Months to repay
ISLANDWIDE Torpedo locations
Financial planning documents and loan agreement
FINANCIAL BREATHING ROOM
Your application One step closer to a plan.
Personal & Micro Financing

Don't let one expense become everything.

Sometimes your plans are fine — life simply throws something unexpected into them. Personal financing can provide additional room to deal with the expense while you continue moving forward.

✓ Utilities Payments
✓ Medical Expenses
✓ Home Improvements
✓ Other Personal Expenses
The Application

Three steps. One less thing to worry about.

Start your application online, provide the applicable information and our team will contact you if you qualify for the next step.

01

Apply Online

Click Apply Now and begin the Torpedo application process.

02

We Review

Complete the applicable information and allow our team to review your application.

03

We Contact You

If you qualify for the next step, a Torpedo representative will contact you with further instructions.

04 / Requirements

Three things to have ready.

When instructed to visit one of our friendly islandwide branches, bring along the required documents to continue the process.

01
TRN
02
Valid Identification
03
Photograph of Yourself
Processing Options

Two processing options are available.

2–3 Days Processing for $5,000
5–7 Days Processing for $1,000
05 / FAQ

Questions? Good.

Here are some of the questions customers commonly have about Torpedo personal loans.

What can I use a personal loan for?
Personal financing can be used for a variety of personal needs, including utility payments, medical expenses, home improvements and other personal expenses.
Is this loan secured or unsecured?
The Personal Loan product is unsecured financing.
What do I need to apply?
You will need a TRN, valid identification and a photograph of yourself.
How do I begin my application?
Click Apply Now to begin the application process online. You will be required to pay the applicable application fee and complete the requested information.
How long does processing take?
The listed processing options are 2–3 days for $5,000 and 5–7 days for $1,000.
Where can I find a Torpedo Loans branch?
Torpedo Loans has locations islandwide. Use Find a Location to find the branch nearest to you.
06 / Customer Stories

Don't take our word for it.

Hear directly from customers who have experienced Torpedo's service.

“

I went in and did a little interview, 3 days later I got a call to come collect my loan. It was as easy as that. Thumbs up to the Portmore staff for the great customer service.

Laci-Ann Cole
Portmore

“Every job is a self portrait of the person who does it. I must commend the Old Harbour branch staff members for the quality services that they continue to deliver.”

Loveable Ajomomo — Old Harbour

“I've been doing business with them for almost a year. A love them so till torpedo best loan place ever.”

Cynthia Miller — Black River
Your next move

Don't let one expense become everything.

Start your Torpedo Personal Loan application online, or find a location convenient to you.

Torpedo Loans / Personal Financing / Jamaica

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